Journal ·
Three goals are enough for one household year
At an opening sitting in Tambon Bo-o, the hardest moment is usually not the first number. It is the fourth goal. Someone has just agreed a roof, a school year, and a sum for a parent’s clinic visits, and then a cousin’s wedding, a new freezer for the shop, or a set of tyres tries to climb onto the page.
Sense Weavefield Financial Planning stops the Annual Household Plan at three goals. The limit is there because a household that writes seven hopes has not yet chosen. The year will choose for them, often in the month when cash is already thin.
What counts as a goal
A goal, in this room, needs three things: a cost you can say out loud, a month when the money will be wanted, and a person in the household who will watch it. “Be more careful” is a mood. “8,000 baht for the roof before August, watched by the person who holds the shop tin” is a goal.
We also ask which of the three would be dropped first if a month goes badly. Families dislike this question. It is the one that keeps the plan from being a list of equal wishes. The goal you would protect even in a thin month is the one that belongs at the top.
Where the other wishes go
They go on the back of the plan, in a short waiting list. They are not scolded and they are not forgotten. At the mid-year sitting we read that back page once. Sometimes a wish has expired on its own. Sometimes the roof came in under the figure and there is room. Sometimes nothing moves, and the waiting list stays a waiting list.
If you already know you only want the three names and a monthly figure, without the rest of the year written around them, that is a Goal Mapping Sitting, not the full plan. The stop at three is the same either way.